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Mexico Temporary Residence: Residente Temporal Through Proof of Solvency

Your way into Mexico without an investment: residence through proof of solvency alone, valid for up to four years, and every year counts towards permanent residence and a passport.

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Fixed prices and ordering

All prices in US dollars for the main applicant; family members coming with you are added to the same case.

Not included: government fees, translations and apostilles (government fees approx. USD 670). You add family members at checkout.

Who this procedure suits

Residente Temporal through proof of solvency is the classic route for people who are not employed in Mexico: people living on their own means, retirees with their own income, investors and anyone living on income from outside Mexico. Eligibility depends on your nationality, and we check it before you order. It is also the right status for remote workers, because Mexico has no dedicated digital nomad visa: if you work for a foreign employer and receive your salary into a foreign account, Residente Temporal expressly allows that, with no Mexican work permit needed. If, on the other hand, you take up paid work in Mexico itself, temporary residence with a work permit is your product.

And who it does not suit:

  • ✕You want to be employed by a Mexican employer: then your application runs through the employer and the Work Visa, not through proof of solvency.
  • ✕You are planning with the old dollar amounts from years-old videos and forums: since the 2025 change, thresholds based on the UMA apply, and anyone going to the consulate with outdated figures risks rejection.
  • ✕You are looking for a zero-tax location: Mexico is not a territorial country; Panama or Paraguay are the better fit for that.

Requirements

The core of the application is proof of financial solvency: either a regular net income over the last six months or a bank or investment balance held throughout the last twelve months. Since a decision in July 2025, the amount has been tied to the Mexican reference unit UMA: consulates require a multiple of the UMA value, which is adjusted every year, and practice varies slightly from consulate to consulate. Fixed dollar or euro amounts from older guides are therefore regularly out of date; we calculate the specific figures for you before you apply, based on the current UMA value and your consulate's practice. Add to that a valid passport, a passport photo, the application form and a consular appointment booked in advance. Important for planning: the application starts at the Mexican consulate in your country of residence, not in Mexico; after entry you have 30 calendar days to apply for the physical residence card at the National Migration Institute (INM).

Thinking about a retiree visa, but no pension that moves with you?

Retiree routes require a documented monthly income. For the self-employed and business owners we build a structure for exactly that: the pension plan LLC, your own US company that you fund with a loan and that repays it to you in regular monthly instalments under a documented pension plan. It works for many retiree visas, with no minimum age; we confirm acceptance for your destination before you order.

About the pension plan LLC →

What we take care of

  • ✓Checking whether the income or the savings route works for you, including a current UMA calculation, before anything is ordered
  • ✓A complete document list for your consulate, with an apostille and translation plan
  • ✓Preparing and pre-checking your bank and income statements before your appointment
  • ✓Coordinating the consular appointment and the application in your country of residence
  • ✓Support with the card procedure after entry, including submission to the INM by licensed local attorneys
  • ✓Monitoring the 30-day deadline between entry and the INM application
  • ✓CURP, FIEL, RFC and IMSS as building blocks of your case if you add them
  • ✓Deadline tracking for renewals and the later switch to permanent residence
  • ✓One personal contact coordinating everything in English throughout the process

Step by step

  1. 1

    Clarify the figures and the route

    We calculate the current UMA thresholds for your case and decide whether your application runs on income or on savings.

  2. 2

    Prepare the evidence

    Bank statements for the last six or twelve months, clean and complete; we pre-check everything before the consulate sees it.

  3. 3

    Consular appointment in your country of residence

    You apply at the Mexican consulate; once approved, you receive a visa in your passport that is valid for 180 days and allows a single entry.

  4. 4

    Entry and INM card

    Within 30 days of entry you apply for the Tarjeta de Residente Temporal with biometrics; together with our local partners, licensed attorneys in each country, we see you through the INM procedure.

  5. 5

    Numbers and next steps

    If you wish, CURP, FIEL, RFC and IMSS follow as add-ons; we track renewals and the route towards permanent residence.

How long it takes

After the consular appointment, processing of the visa takes a few working days in our experience; the visa issued is valid for 180 days, so you can plan your entry flexibly. The subsequent card procedure at the INM depends on the workload of the office concerned. No one can honestly give you a guaranteed date; the most common reason for delay is incomplete bank statements and evidence, which is exactly why we check everything before the appointment.

Do you need to be there in person?

You need an appointment at the Mexican consulate in your country of residence and then enter Mexico once to apply for the residence card at the INM within 30 days. After that, Mexico is remarkably relaxed: keeping your residence is tied to no minimum presence. Only if you later want to naturalise do you need to be genuinely present in the country; for the status alone, keeping your card valid is enough.

Family members coming with you

Your spouse or partner, children and parents can join you as dependents on your case through Mexico's simplified procedure for family members of residents, each receiving their own Residente Temporal with much lower solvency thresholds than the main applicant. Each family member goes through their own consular and card procedure with their own document pack; we handle the coordination. For accompanying children and teenagers who will go to school or study in Mexico, the student visa may also be the right status; we clarify that before you apply.

What comes next

Residente Temporal is initially valid for one year and can be renewed for up to four years in total. After that you switch with no new proof of solvency to permanent residence with no expiry; we support this change of status as a separate product, Mexico permanent residence. And the clock runs from the start: the years under Residente Temporal count in full towards the five years to naturalisation. For the full picture of the country, see the Mexico country page.

What is not included

  • •Consular and government fees in Mexico and in your country of residence
  • •Apostilles and legalisations in your home country
  • •Certified translations
  • •Notary costs
  • •Travel and accommodation costs
  • •The income or assets you need to prove
  • •Private health insurance
  • •Tax advice in the destination country

Tax note

Residence is not the same as tax residence, and Mexico does it differently from its neighbours: what counts is your centre of vital interests, not a 183-day mechanism. If your economic centre lies abroad, foreign income stays untaxed in Mexico; if you become fully resident, worldwide income applies. What your home country keeps taxing when you leave, and whether a tax treaty with Mexico helps, depends on where you come from. For context, see our guide to residence permits and tax residence in Mexico; your individual case belongs with a tax adviser.

One point of contact, from start to finish

Your application is filed together with our local partners, licensed attorneys in each country, with whom we have worked for years. We coordinate your case, check your documents and remain your point of contact: in English, throughout.

That applies whether you are still at home or already on the road: one point of contact, no language barrier, no loose ends across four time zones.

Frequently asked questions

How high must my income or assets be?+

Since 2025 the thresholds have been tied to the Mexican reference unit UMA: a multiple of the annually adjusted UMA value is required, over six months for income and over twelve months for savings. Fixed dollar amounts from old guides are out of date; we calculate the specific figures for you before you apply.

Is there a digital nomad visa for Mexico?+

No. Mexico has no dedicated nomad visa. Remote workers use temporary residence through proof of solvency, which is exactly this product.

Can I work remotely with this residence?+

Yes. Work for a foreign employer with salary paid into a foreign account is expressly permitted under Residente Temporal, with no Mexican work permit. Only paid work in Mexico itself needs the Work Visa.

Where do I apply?+

At the Mexican consulate in your country of residence, not in Mexico. Once approved, you enter with the visa and apply for the residence card at the INM within 30 days. We coordinate both stages.

How long is Residente Temporal valid?+

Initially one year, renewable for up to four years in total. After that you switch with no new proof of solvency to permanent residence with no expiry.

Does the time count towards a Mexican passport?+

Yes. Naturalisation is possible after five continuous years of legal residence, and the years under Residente Temporal count in full.

What are CURP, RFC and FIEL, and do I need them?+

The CURP is the population register number, the RFC the tax number and the FIEL the electronic signature for digital government procedures. For a lease, a bank account and everyday life you need the CURP and often the RFC; all three can be handled as add-ons with your case, the RFC together with IMSS enrolment.

Mexico Temporary Residence: let's look at your case

A fixed price, three ways to pay, and once your payment arrives our team first checks your requirements before your case goes to our local partners.

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Harley Bieder

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